Where the rates come from
Every rate you see here comes straight from the European Central Bank, refreshed once per business day around 16:00 CET. These are the same reference rates that banks, accountants, and governments use for official conversions.
ECB rates vs market rates
What your bank actually charges is usually 2–4% worse than the ECB rate (their "exchange margin"). What you see here is the underlying market rate — useful for benchmarking whether you're getting a fair deal.
28 currencies covered
Major reserve currencies, big regional currencies, and high-demand emerging market currencies — including AED, PKR, INR, BDT, IDR, PHP, MYR, NGN and EGP.
Smart way to use this
Before traveling, exchanging cash, or making a big international purchase, check the rate here first. If your bank or money exchange is offering more than 3% off the ECB rate, shop around — you're being charged too much.
FAQ
Are these live or delayed rates?
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Daily reference rates, updated once per business day. For minute-by-minute forex trading rates, you need a broker — this tool is for everyday conversions, travel budgeting, and benchmarking bank rates.
Why is the bank giving me a worse rate?
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Banks build a margin into their exchange rate (typically 2–4%) plus may charge a fixed fee. Specialist providers like Wise and Revolut usually beat banks by 1–3% on common pairs.
Is my conversion data tracked?
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Only the two currency codes are sent to the public Frankfurter API to fetch the rate. No personal data, IP, or amount is logged or stored.